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What to watch out for : Fraudulent job offers that promise high-paying positions but require upfront payment for visa processing, training, or placement fees.

How to avoid it : Always verify the legitimacy of job offers by checking with the Philippine Overseas Employment Administration (POEA) or your recruitment agency. Never pay any fees before arriving in Japan. Genuine employers will deduct fees directly from your salary or handle the necessary paperwork without extra charges upfront.

What to watch out for : Scammers may call, email, or message you claiming to be from your bank, asking you to verify personal information or access your account.

How to avoid it : Never provide sensitive information like PIN codes, bank account numbers, or passwords to anyone over the phone or online. Legitimate banks will never ask for this information unsolicited. Always contact your bank directly using official contact numbers to verify any concerns.

What to watch out for : Unlicensed lenders offering loans with extremely low-interest rates or no credit check. Once you apply, they may ask for upfront fees or require you to transfer money as "collateral."

How to avoid it : Only deal with licensed, reputable financial institutions. Before taking out a loan, carefully read the terms and conditions, and be cautious if you're pressured to pay fees before receiving the loan. Always check the legitimacy of lenders with local authorities or financial regulatory bodies.

What to watch out for : Scammers post fake rental listings on social media or websites. They may ask for a deposit before you can view the property or request payment for an apartment that doesn’t exist.

How to avoid it : Always verify rental listings by checking with local real estate agents or other tenants. Never send money before seeing the property in person. If the landlord or agent is unwilling to meet in person or provide details about the property, be suspicious.

What to watch out for : Fraudsters may impersonate immigration officers or police, claiming that you need to pay fines or fees for violations of Japanese immigration or legal regulations.

How to avoid it : Real police or immigration officers will not ask for cash payments. If approached, always request their identification and contact the proper authorities to confirm the situation. Do not pay any fines or fees without official documentation.

What to watch out for : Scammers might contact you claiming to offer low-cost remittance services and ask for your bank account details or direct money transfers to receive the money.

How to avoid it : Always use trusted remittance companies with a good reputation. Double-check the fees and exchange rates before making any transfers, and avoid sharing your financial information with anyone who contacts you unexpectedly.

What to watch out for : Fraudsters may send fake emails, messages, or social media requests, pretending to be someone you know, asking for personal details or money.

How to avoid it : Be cautious with unsolicited emails or messages. Avoid clicking on suspicious links or opening attachments. Use two-factor authentication for your accounts to prevent unauthorized access.