Important RemindeRs

Before using our services, please take a moment to review these important reminders and information regarding your remittance transactions with KABAYAN International Ltd.

Here, you can find essential information about our Terms and Conditions, Privacy Policy, AML and KYC requirements, PEP guidelines, and international money transfer services.

We encourage all customers to read and understand these guidelines to help ensure a safe, secure, and smooth remittance experience.

Additional Reminders

• Remittance are NOT money sending transactions provided by a bank, etc.

• The services DO NOT involve any acceptance of deposits / savings / and/or installments savings or similar matters prescribed in Article 2.4 Paragraph of the Banking Act.

• The services are NOT subject to any insurance payments under Article 53 of the Deposits Insurance Act(Act No. 34 of 1971 and including subsequent revisions) or Article 55 of the Agricultural and Fishery Cooperation Savings Insurance Act(Act No. 53 of 1973 and including subsequent revisions).

• For the benefit of customers, we shall place a performance security deposit with the Tokyo Legal Affairs Bureau for the remitter's assets safety.

• Please note that the right of a sender to claim against the company for entrusted funds based on Article 59 of the Act Concerning Settlement of Funds, shifts from the sender to the receiver at the moment the receiver actually receives or collects the remittance(in the case of bank transfer, it is at the moment that the remittance proceeds credited) and NOT before.

To help ensure safe and compliant remittance transactions, KABAYAN International Ltd. follows applicable customer verification and compliance requirements.

Please review the information below regarding Know Your Customer (KYC), Anti-Money Laundering (AML), and Politically Exposed Persons (PEP), including the requirements and procedures that may apply when using our services.